FINANCIAL MATTERS

Financial Information for Wilmington Ear Nose & Throat Associates, P.A. 

Fees and Insurance

We require payment, including copayments, at the time of service unless other arrangements have been made in advance. We accept MasterCard, Visa, and debit cards. If you have no insurance, you are expected to pay the fees in full at the time of the visit and prior to surgery, should you need it. You will also have to arrange to pay for hospital costs. As a courtesy, we will file your insurance at no charge. The bill, however, is ultimately your responsibility. Please remember that your insurance is a contract between you and your insurance company.

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Insurance Providers

We currently participate with:

  • Aetna 
  • Blue Cross Blue Shield of North Carolina (we are not in-network with any Blue Value, Blue Local, Blue Home, Blue Care, or Classic Blue Plans at this time)
  • Cigna Healthcare/ Great-West
  • Corporate Benefits
  • First Medicare Direct (NHRMC Medicare Plan) 
  • Humana PPO / HMO / Choice Care
  • MedCost / Healthcare Savings
  • Medicare / NC Blue- Medicare (Both HMO & PPO)
  • Medicaid of North Carolina (Via Referral)
  • Three Rivers PPO Network
  • Tricare Federal Services (Prime requires authorization)
  • United Healthcare (ACO, Compass, Navigate, and Passport Plans require authorization)
  • VA Through United Healthcare (requires authorization)

To verify our participation in your plan, you will need to contact your insurance carrier.


Our business office will verify insurance coverage and submit claims to insurance carriers for these special services. Non-covered services, copayments, and/or deductibles will be collected in advance.

Payment Options

Wilmington Ear Nose & Throat Associates offers several options for patients to meet out-of-pocket expenses for medical services.

For your convenience, we accept:

  • Cash
  • Personal checks (no third-party checks, please)
  • Money orders
  • Visa
  • MasterCard
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Payment plans are available for balances in excess of $500. For more information regarding these and other payment options, please contact us by phone at 910-762-8754. We look forward to serving you.

Call us at 910-762-8754 to get an appointment at Wilmington ENT!

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